Cryptocurrency

Grow your pension through cryptocurrency investing in 2022

All over the world، people’s life expectancy has increased by leaps and bounds. Compared to the 1950s، it has increased by 50 percent and compared to the 1980s، it has increased by 30 percent. Long gone are the days when company sponsored pension plans alone were enough to get through the golden ages in a relaxed and worry-free manner.

Today، with other expenses such as housing، health care، education، and more rising، some people are finding it increasingly challenging to save for their retirement.

Unfortunately، the hard truth is that people of all generations from baby boomers to millennials are not saving enough for their retirement. Austerity is one of the most underrated epic crises around the world.

“Retirement is complicated. It’s never too early or too late to start preparing for retirement.”

Thus, people are striving for alternative opportunities that offer them higher returns in a shorter period. Traditionally، real estate، private equity and venture capital were required. Now، a new and more profitable money making and profitable investment has joined the picture enter cryptocurrencies.

Cryptocurrency Investments For those who don’t want to put all their eggs in one basket

One of the biggest advantages of investing in cryptocurrency is that it decouples your wallet from your reserve coins. Say، if you live in the UK، then you will have shares of UK-based companies in your retirement portfolio if you are in equity. What would happen to your wallet if the British pound were to crash? And given today’s volatile political scenario across the globe، nothing is certain.

Therefore, cryptocurrency investments make more sense. With digital currency investments, you are effectively creating a basket of digital currencies that acts as an effective hedge, or safe bet, against reserve currency weakness.

The average investor should only allocate a small portion of his/her retirement assets to crypto، due to its volatility. But volatility can cut both way think back to health care stocks in the 1950s and tech stocks in the 1990s. Smart early investors were the ones who made it big.

Don’t get left behind and don’t miss out. Include crypto in your assets to start building a real and diversified portfolio.

Breaking the Wall Build Your Confidence in Cryptocurrencies

One of the biggest and main hurdles that first-time crypto investors face is that they cannot trust digital currencies. Many، especially people who are not tech savvy or nearing retirement do not understand what promotion is all about. Sadly، they fail to understand and appreciate the countless potentials of cryptocurrency.

The reality is that Cryptocurrencies are one of the most reliable assets، backed by the latest technology. The blockchain technology that powers digital currencies enables instant and indelible trading without the requirement for third-party verification. It is a peer to peer system that is completely open and operates on advanced cryptographic principles.

Retirement planning funds should work on demystifying cryptocurrencies

To build trust and gain the support of individuals, retirement planning funds must educate investors about the endless potential of cryptocurrencies. For this they need advanced analytics that help provide reliable risk analysis, risk/return metrics and forecasts.

Additionally، investment firms can create specialized cryptocurrency advisory services to help and guide new investors. In the coming years, one can expect some smart AI-based advisors to come on the scene – these will help calculate the right investments based on an individual’s time horizon, risk tolerance and other factors.

Human advisors can work alongside these smart advisors and provide clients with personalized consultations and other suggestions as needed.

Retired investors looking to add cryptocurrencies to their asset portfolio are looking for more control and visibility as they experiment with this new asset. Look for platforms that allow you to combine all your assets in one place. An integrated solution that enables you to manage and balance all your assets including traditional ones like bonds and stocks with new asset classes like cryptocurrency wallets.

Having such a broad platform that supports all your assets gives you a holistic analysis of your portfolio, helping you make better and more informed decisions. Thus, you reach the ultimate goal of saving for your goals faster.

Look for investment planning portals that also offer additional features like periodic cryptocurrency contributions at scheduled or unscheduled intervals.

Advances in supporting technologies for investing in cryptocurrencies:

Investing in cryptocurrency will only become mainstream when the supporting technology makes it possible for investors to trade the coins smoothly, even for new investors who are not aware of the knowledge. The exchange of one digital currency for another, or even for fiat currencies and other non-tokenized assets should be enabled. When this becomes possible, it will eliminate middlemen from the equation, thereby reducing costs and additional fees.

As the technologies that support cryptocurrency investment and trading mature, the value of digital currencies will further increase as the currency becomes mainstream with wider access. This means that early adopters stand to gain greatly. As more and more retirement investment platforms integrate cryptocurrency, the value of digital currencies is bound to increase, providing significant benefits to early adopters like you.

If you are wondering if such retirement investment platforms will take a few years to see the light of day, then you are wrong. Auctus is one such portal that is currently in the Alpha launch phase. It is a first-of-its-kind retirement portfolio platform that includes digital currencies. Auctus users can receive investment advice from both human and AI analytics tools.

At the moment, users can save for retirement using Bitcoins, Ethereum and several other digital currencies. In addition, users can use the automated rebalancing feature that allows them to automatically adjust their portfolio using a set of predefined rules.

This holistic approach ensures that users can reach their retirement goals earlier by making smart and appropriate investment choices or decisions.

Final Thoughts – Cryptocurrencies should not be ignored in your retirement portfolio

Yes, it is true that cryptocurrencies are very volatile. In fact, there is speculation online suggesting that “cryptocurrencies are nothing but a quick-fix scheme” and the bubble is likely to burst sometime in the near future.

Uncertainty doesn’t mean cryptocurrencies shouldn’t be part of your retirement portfolio, even if you have short investment time horizons. On the other hand, the current drop in cryptocurrency prices in 2018 means that you have a rare opportunity to make a profit.

Greater trust, holistic and directly controllable investment management capabilities, and advances in supporting technologies ensure that digital currencies make an excellent investment choice to include in your retirement portfolio.

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