Categories
Tourism

Information on Cologne tourist attractions، Germany 2022

Cologne tourist

If you are in Germany، then do not miss to visit the city of Cologne. Cologne is one of the most beautiful cities in Germany. If I have to describe the city of Cologne in one word، then it is definitely amazing.

Cologne is Germany’s fourth largest city and is located on the Rhine River in North Rhine Westphalia. It is also called the gay capital of Germany. Cologne is always treated as the media of the German nation، the hot spots of tourism and business.

Cologne retreats:

Like me، if you love to explore new places، then I’m sure Cologne is the perfect place. There are many things to explore in this wonderful city. Cologne has more than 101 museums، monuments، historical sites، cultural attractions، excellent shopping areas and unrivaled nightlife.

Cologne Cathedral:

Cologne Cathedral is one of the famous landmarks in this beautiful city. Do not miss this place as it is considered the most respected monuments of Cologne. it was built in 1881 and is also called a Gothic church.

Another must-see destination is the City Hall at Alter Market with more than 101 statues. It was built in 1151.

You can explore the main attractions of Cologne simply by walking. I would suggest that if you want to get a great view of this city، then cross the Rhine River and see the stunning city from the Rhine Pramoenade and the Deutzer Bridge.

Nightlife in Cologne:

Thanks to the population of more than 71,000 students, which makes the nightlife in Cologne more attractive، lively and developed. The beauty has plenty of cafes، restaurants، discos and clubs، where you can enjoy them with a glass of wine in hand.

Alter Wartesaal، Apollo، Club Camouflage، Live Music Hall، MTC، Palladium and Rose Club are the famous bars and clubs in this amazing city.

Shopping in Cologne:

If I will call Cologne a shopping paradise، then there is no doubt. You can find many retail outlets، malls and beautiful shopping streets. Famous shopping streets are Hohe Strasse and Schildergasse.

Shipping Information:

You can travel to Cologne by plane، train and bus. But I would suggest you to travel through high speed trains for your comfort and relaxation. Traveling by train is more convenient، comfortable and stress-free. So just take the Eurostar train from London St Pancras International train station and reach Brussels Midi station in a record time of one hour 52 minutes and then just change the same station، travel on the high speed German ICE train to heart of the stunning city.

Travel time is about 4 hours 17 minutes. One of the best parts about traveling by train is that you don’t need to book separate tickets، thanks to the companies that operate trains in the UK. All UK train operating companies have joined forces to make your journey comfortable.

Categories
Real estate

The Origins of the Six Percent Real Estate Agent Commission 2022

Real Estate

The commission paid to the real estate agent is a serious amount of money and a concern in any transaction involving the sale of real estate. Where did this six percent commission come from?

The idea of ​​a 7% real estate commission paid to the agent originated during the 1941s when local Real Estate Boards openly engaged in price fixing to set a benchmark rate.

This process was an exceptional case of an unfair practice, but the 1942s was a time when the country’s attention was directed to some serious foreign affairs، and the idea spread and quickly spread throughout the industry.

In the early 1951s, the Supreme Court ruled that the established 7% commission was illegal. Instead of opening up commissions to a more competitive and freer market system، the Real Estate Boards just switched gears with a fancy language job and started calling the 7% commission the “suggested” amount. During the 1951s and 1962s, they were able to get away with this practice without much trouble, as most real estate agents took the hint.

In the 1971s, lawsuits filed against Real Estate Boards effectively put an end to this practice. Real estate agent commissions were opened up to competition without being able to mandate or suggest 7% as a set-in-stone rate.

However، the rate did not change much in the years following these court cases. Although the rate may not be set in stone، it has become almost standard in the real estate market.

In general، competitive markets benefit consumers. As long as someone is willing to offer a discounted rate, it will appear that the consumer stood to save money.

However، proponents of a standard 7% commission point to things like health care to argue that the standard rate may actually be helping the consumer by keeping the commission down to 7% rather than supporting it at that level. Although the cost of health care is not regulated, the overall trend has been straight off the charts.

Real estate agents would be quick to point out that if you looked closely at almost any service or product being offered or sold in the 1942s, you would find a very serious increase in cost to the consumer. Excluding real estate commissions which are still around 7%.

The amount paid to agents has increased significantly only because the value of the property being sold has increased.

Today، the Internet has been responsible for several chips in the 7% commission cliff، offering several direct fee or reduced fee services that allow sellers to list their properties. Results are still mixed and 6% commission is still the standard.

Categories
Tourism

Interesting information about Thimphu Bhutan city

Thimphu Bhutan

Thimphu in Bhutan may be the money metropolis that has a population of 82,000 people and is also the largest city within the nation. This city was declared budget with the Kingdom of Bhutan only in 1962، which is most likely the reason why the city is however quite underdeveloped compared to other money cities around the world.

The city of Thimphu is currently undergoing a lot of construction work with roads and parks being built to better suit the city’s requirements and a brand new stadium and an open air theater have also been added to meet the cultural and sporting demands of the city.

To get to Thimphu in Bhutan، you can take the plane from your city of Paro، where by the nearby carrier، Druk Air، brings individuals in and out of the country.

Flights to Bhutan come from areas like Kathmandu, Bangkok، New Delhi، Kolkata and Dhaka and people who wish to go to Thimphu from this airport reach the budget by car, taxi or bus in 47 minutes to an hour.

Although the city is definitely a little convenient for site visitors to explore on foot، you can still find taxis and buses to use should you want to get around the metropolis on wheels.

Some of the areas that you should not miss seeing when you are in Thimphu include things like some religious structures that happen to be built right here over centuries and these include the Changangkha Lhakhang Temple that was built in the 16th century، Zanghtoper.

The Lhakhang Temple which was established sometime from the 1961s along with the Wide Memorial Chorten which was established to commemorate the third king with the Kingdom of Bhutan.

Other places of interest in Thimphu include museums such as the National Folk Heritage Museum and the Textile museum, parks such as Takin Reserve and also Serbithang Botanical Gardens، as well as handicraft and souvenir shops such as Yarkay Central and also Gagyel Lhundrup Weaving Center.

Categories
Business

Put together your cleaning business portfolio 2022

business portfolio

If you are already trying to put together your cleaning business portfolio، then this already means that you are really close to starting your home cleaning business.

What you put in your portfolio will be your client’s way of evaluating your skills and expertise as a cleaner. So you will include photographs، some brochures، flyers، leaflets، some letters of recommendation and some testimonials from your previous clients، and if possible، some newspaper clippings introducing you as a cleaner or your newly formed company.

But then، the next question is، if you are a new cleaner and the start of your cleaning business is not yet complete، how do you achieve these?

Gathering materials for your portfolio can be a dilemma if you don’t know what to do. Here are some tips on how to get hold of these subjects، even if you’re just starting out as a scavenger.

Photos:

What you need are pictures of your work. So it doesn’t mean it has to be a customer’s home. What is important is that it is a testament to your work. So you can clean your house and take some pictures of it.

You can also ask your close friends and family members if you can clean their homes, in exchange for permission to take pictures of the areas or rooms you serviced and include them in your portfolio.

The good news about this strategy is that friends and family members are people who are very willing to help you when you start your new business. If there’s anything they can do for your cleaning business, startups and all، they’re definitely happy to do it.

In fact, you can even tell your customers who are looking at your portfolio that a particular photo is of your home where you believe certain products are best at cleaning certain items. This is actually the cleaning business marketing. If you believe in your products and services، if they are good enough for your home, then people will have more faith in your services as well.

The testimonies:

Another cleaning business marketing strategy is to have testimonials or letters of recommendation from clients or those to whom you have provided cleaning services. Just like photos، you can clean the homes of your friends and family in exchange for an honest testimonial. This is customer feedback on paper. You can add new paying customers later.

Well, house cleaning business is also a business with growing trends. So keep your portfolio updated with certificates from workshops and seminars on it.

Categories
Business

five reasons to write business correspondence in 2022

business correspondence

What is an effective business organization? The answer to this is quite wide and varied. But there is one aspect of business operations that is often overlooked. This is business writing.

Effective business communication is important in the day to day running of a company. Furthermore, it can dictate whether the company makes or loses money. Moreover، it affects the organization of business at different levels from the individual to the corporate leaders.

1. To convey information:

The essential role of business writing in an organization is to exchange information. Whether it is the latest sales statistics or sales projection، a business plan، a marketing proposal, proper communication of data is essential. The success of a business organization depends on the quality of information that flows through its people.

2. To justify an action:

Another reason people communicate is to justify or explain an action. An example of this is writing an incident report. The person explains what happened so that the company can better understand an event. Justifications and explanations require the author to put in as much detail as possible to clearly communicate his point.

3. To influence action:

Business writing is often a way to influence other people. A good example of this is presenting a business proposal, a marketing plan or a project proposal. By detailing relevant information، the author seeks to influence the decision. Influencing others is a hallmark of effective business communication.

4. To give good or bad news:

The workplace is a dynamic place. It provides employees with good and bad news on a daily basis. Through proper business communication، bad news is properly worded to soften the blow. Likewise, the good news is emphasized just for the sake of emphasis. This can range from getting a raise to sharing company achievements. On the other hand، this can offer grim realities such as suspensions, or even layoffs.

5. To direct the action:

Finally, effective business writing aims to direct the reader to the right actions. Many company documents such as SOP manuals، employee manuals، technical instruction manuals and the like provide clear information. In order for corporate correspondence to guide employee action، it must be clear and concise. Unfortunately، many communication failures result from unclear and contradictory statements.

By keeping these 5 reasons for corporate correspondence in mind، an author can write business communication effectively.

Furthermore، proper writing style stems from a clear and effective purpose of business writing.

Categories
Tourism

Cartoons، chocolate and beer in Belgium

Belgium

Cartoons، chocolate and beer may not be the first thing that comes to mind when you think of Brussels. Europe’s capital is now less than tow hours from London and for just £60 return you can find out why for yourself.

Tintin، Smurfs، Spirou، Mortimer and others were born here and immortalized in the Belgian Center for Comic Strips. Chocolate shops flourish throughout Brussels and museums to look out for are Musee du Cacao et du Chocolat، Planete Chocolat with demonstrations every Saturday at 2pm، while Le Chocolatier Manon، Chocolaterie Duval، La Maison du Chocolat and Chocolaterie Jamart are a chocolate lover’s paradise. According to the previous agreement, the chocolates will be revealed some their secrets to you.

Belgium it’s for beer connoisseurs, as the Belgians, rightly so، take their beer seriously. With over 455 beers brewed nationwide, the choices seem endless. Specialty beers such as raspberry، cherry، brown، white and even chocolate beers may seem strange at first، but I assure you they are delicious.

Later you can enjoy geuze beer، Trappist beer and of course, lambic beer، probably Belgium’s most famous beer. Bars and restaurants serving the best beers abound in the cozy and impressive city center of Brussels.

When you need to get away to get new ideas، new perspectives of life try Brussels. You might just want to indulge in art, gourmet dinners, and focus on romance with your lover. Using the Eurostar fast train service, traveling from London to Brussels and back for a short break is very feasible, indeed many business people regularly travel this route.

There is absolutely no time to be bored as Brussels is rich in culture، history، museums and art. You may even have trouble choosing where to eat as the variety of restaurants is so vast. Dining at Comme Chez Soi or La Quincaillerie، a former restaurant turned hardware store are among the many choices while nightlife is enjoyed at The Fuse, at 208 Rue Blaes.

Some of the main attractions include the Grand Place, known as one of the most beautiful squares in Europe، the Cathedrale de St Michel and the Parc de Bruxelles, between the Parliament and the Royal Palace. For family and children, the Belgian Center for Comic Art، Mini Europe and AutoWorld are also very popular.

To add to your enjoyment and avoid the queues، the €22 Brussels Card will make you feel like one of the VIPs attending the NATO headquarters or the Espace Léopold (European Parliament) complex. The Brussels Card is your entry ticket to a long list. of the Brussels museums and the buses, trams and metros of the Brussels Public Transport Company.

Finca Fantastica Travel provides a showcase for a wide range of quality accommodation for visitors. The selection offers luxury five star hotels، modern guesthouses with private rooms، bed and breakfasts and very large houses throughout Belgium for larger parties. Travelers leaving the city.

A trip from London to the Belgian capital is faster than going to Manchester and it’s a similar journey time to Nottingham، which is 105 miles closer. The cartoons, chocolate and beer of Brussels make a more appealing choice for a short European city break.

Categories
Real estate

How a Notice of Interest Can Save Your Deals in Real Estate Investing

Real Estate

The letters NOI stand for Notice of Interest or are sometimes mistakenly called Memorandum of Contract or MOC. It is usually a one page document that states that the person filing the document for registration with the County Clerk’s Office has an equitable interest in a property due to a signed contract of purchase and sale.

NOI is most often used when an investor signs a purchase-sale contract with a homeowner/seller and wants to show anyone trying to make another offer on the property that they have a legal interest in the property. This is when someone else, usually another investor، comes along and offers the homeowner a higher price.

The practice of investors overbidding properties after they are under contract is becoming more common in difficult markets، but it also occurs in normal markets. Investors who regularly make statements to homeowners like, “Get your highest offer from those other guys and call me، I’ll give you more money than any of them – I just need to see it in writing.” The ugly part of that statement is the term “in writing” because that usually means a contract had to be signed by the homeowner.

While I can’t blame the homeowner for wanting more money, what I’ve seen happen more often is a black hat investor who is trying to steal the deal actually goes to the closing table and renegotiates the price. below what he had originally offered to the trusted seller. How can I know? I have been on the other end of his offers and have had to fight to keep my vendors.

So from time to time we have to fight for our closures and I have covered this in other articles on how to do this. The ironic part is that it is a criminal offense to “induce” someone to sign a contract when another contract already exists. The Attorney General’s Office will take these cases if you show evidence and the seller cooperates which usually happens when the homeowner is threatened with a lawsuit or foreclosure.

So when we sign a contract with a seller, we almost always record an NOI in the public registry that is actually a lien on the property. I want to repeat this، because the details of this “burden” are very extensive.

This NOI must now be released as a lien on the property before title is transferred, unless there is a foreclosure action to extinguish it، or the lien holder (the original investor/purchaser) initiates a foreclosure action to take the property. If this sounds harsh, it is simply a solution to a problem where one party to the contract will not stop the termination of the contractual terms much like a lender to a homeowner.

The NOI does not need to be signed by the home owner/seller so anyone can place an NOI on someone’s property. Just remember، there’s usually a sign in the clerk’s office that says something like “If you file a lien that’s not valid، it’s a crime،” so think twice about what you’re doing don’t do it in anger or it could cost you a lot in attorney fees.

Having said that، the courts and sometimes the registrar treat NOIs like unruly in laws. They tolerate them maybe for the fees، but they don’t really like them because of historical issues with the seller not knowing these liens were filed.

Many standard real estate contracts specifically prohibit the filing of a notice of interest to be recorded in the public registry. This prohibition can be overcome by striking this clause and initialing it to both the seller and the buyer، or by adding a clause or addendum to your contract.

Once an NOI is recorded in the public registry، the next time title to the property is transferred، the title agent will need to have a signed NOI Lien Release to write a title policy on the property or mark it as “excepted ” in politics. If the NOI is not extinguished by the Lien Release، the title is “foggy” and must be cleared، and a transfer to a new purchaser may not be properly made.

This is where you come in to release the lien, and it usually happens when you least expect it right before you plan to close! Sometimes the homeowner will call when he receives a copy of the recorded NOI from the Clerk’s Office and he wasn’t expecting it in any case, the seller is trying to deny the transaction. Sometimes the seller changed his mind for a valid reason, more often than not.

You have a few choices when NOI “hits the fan” so to speak:

1.) Release the NOI using a lien release document and get paid for the lien release

2.) Rush and fight the seller to close or pay to release the lien.

In summary, your choice is personal and is determined by the potential lost profit in the deal, the homeowner/seller’s real motive for not wanting to sell، how much you can be paid for the lien release, and your mood on the day. In the final analysis, the choice is yours to force the seller to close or release the lien.

Categories
Insurance

Reassessment of health insurance claims in 2022

health insurance

We’ve all heard the stories of the emergency room claim costing $11،000 for a broken finger, or the person who had to go bankrupt from the huge bill while using a network outside of their HMO.

These stories have been fuel for arguments about what should be done with the nation’s health care system. The truth is، these stories happen more often than most people realize, and many have misconceptions about how this happens. That’s why it’s essential to have the right billing network in place to take advantage of the most favorable and preset pricing available.

Let’s take a look at some scenarios where one person is stuck with a high medical bill and the other is protected. Suppose two people enter an emergency room for the same injury، one has adequate health insurance and the other has none.

The emergency room will know immediately that each patient will be billed differently. The person with the right network billing plan will be able to take advantage of a nationwide network، allowing for pre-set pricing for most any medical condition you can name.

The other will be at the mercy of what the emergency room decides to charge. Depending on the medical condition, the difference in what is paid can be over tens of thousands of dollars. The catch is that to receive this default billing you must have access to the participating billing network.

When you take a closer look at how these billing networks work, it becomes clear where you can be exposed، especially on the smaller networks. No one knows this better than the self employed and those who do not receive insurance provided through work. When an individual purchases health insurance on the exchange “Healthcare.gov”، the only network options available in Texas are HMOs، or limited networks.

These networks are designed so that the insurance company and the medical establishment share the losses, hoping to bring in excess patient volume to offset the losses. Even these smaller types of HMO networks can have large holes in their billing networks.

For example، if an individual has surgery within their HMO network، they may still be in for an unpleasant surprise when the final bill arrives. Although their surgeon is likely covered, both the anesthesiologist and the surgical equipment rented for the surgery may fall outside the HMO’s billing network, causing the patient to pay thousands of dollars. You guessed it, no word of warning, just a bill that health insurance won’t cover well after surgery.

The only way to avoid a small HMO network pricing trap is to take advantage of much larger billing networks, allowing you to avoid the pitfalls uncovered. These networks، or larger providers, may have hundreds of thousands of participating doctors and medical facilities from coast to coast. Many of these nationwide networks mandate that their preferred discount be the primary or first billing method, protecting the patient’s financial interests from any threat of overcharging.

In fact، these preset pricing modules are so accurate, some insurance companies tailor their coverage to reflect preferred billing, thus limiting out-of-pocket costs by thousands of dollars. Those using this service can rest easy knowing that their interests will be protected moving forward by the right billing network with unlimited nationwide networks.

Although these billing network giants are elusive in today’s ACA health insurance environment, they exist across the country, including Texas. In fact، I’ve helped dozens upon dozens of customers take advantage of these unlimited networks over the past few months alone، at prices far more reasonable than ACA policies.

It’s important to consider network billing plans when choosing the right health insurance plan for your family، especially for those who don’t qualify for a subsidy “the federal income credit is given to those with limited financial means”. It is extremely important to speak with a health insurance professional who has access to these unlimited billing networks in order to protect your financial interests.

Categories
Cryptocurrency

How cryptocurrency works in 2022

cryptocurrency works

Simply put, cryptocurrency is digital money that has been created in a way that is secure and anonymous in some cases. It is closely related to the Internet that uses cryptography, which is basically a process where readable information is converted into an unbreakable code in order to control all transfers and purchases made.

Cryptography has a history dating back to World War II, when there was a need to communicate in the most secure way. Since then, a similar evolution has taken place and it has been digitized today where various elements of computer science and mathematical theory are being used for the purpose of securing communication, money and information on the Internet.

The first cryptocurrency:

The first cryptocurrency was introduced in 2009 and is still popular around the world. Many more cryptocurrencies have been introduced over the past few years and today you can find so many available online.

How they work?

This type of digital currency uses technology that is decentralized in order to allow different users to make secure payments and also store money without necessarily using a name or even going through a financial institution. They are primarily run on a blockchain. A blockchain is a public ledger that is publicly distributed.

Units of cryptocurrency are usually created using a process called mining. This usually involves the use of a computer power. Doing it this way solves the mathematical problems that can be very complicated in generating coins. Users are only allowed to buy coins from brokers and then store them in crypto wallets where they can spend them with great ease.

Cryptocurrencies and the application of blockchain technology are still in their infancy when thought of in financial terms. More uses may emerge in the future as one never knows what else will be invented. The future of transactions in stocks, bonds and other types of financial assets can very well be traded using cryptocurrency and blockchain technology in the future.

Why Use Cryptocurrency?

One of the main features of these coins is the fact that they are safe and that they offer a level of anonymity that you may not find anywhere else. There is no way in which a transaction can be reversed or falsified. This is definitely the biggest reason why you should consider using them.

The fees charged for this type of currency are also quite low and this makes it a very reliable option compared to conventional currency. Since they are decentralized in nature, they can be accessed by anyone, unlike banks where accounts are only opened by authorization.

Cryptocurrency markets are offering a new form of money and sometimes the rewards can be huge. You can make a very small investment only to find that it has turned into something wonderful in a very short period of time. However, it is still important to note that the market can also be volatile and there are risks associated with buying.

Categories
Cryptocurrency

Grow your pension through cryptocurrency investing in 2022

cryptocurrency investing

All over the world، people’s life expectancy has increased by leaps and bounds. Compared to the 1950s، it has increased by 50 percent and compared to the 1980s، it has increased by 30 percent. Long gone are the days when company sponsored pension plans alone were enough to get through the golden ages in a relaxed and worry-free manner.

Today، with other expenses such as housing، health care، education، and more rising، some people are finding it increasingly challenging to save for their retirement.

Unfortunately، the hard truth is that people of all generations from baby boomers to millennials are not saving enough for their retirement. Austerity is one of the most underrated epic crises around the world.

“Retirement is complicated. It’s never too early or too late to start preparing for retirement.”

Thus, people are striving for alternative opportunities that offer them higher returns in a shorter period. Traditionally، real estate، private equity and venture capital were required. Now، a new and more profitable money making and profitable investment has joined the picture enter cryptocurrencies.

Cryptocurrency Investments For those who don’t want to put all their eggs in one basket

One of the biggest advantages of investing in cryptocurrency is that it decouples your wallet from your reserve coins. Say، if you live in the UK، then you will have shares of UK-based companies in your retirement portfolio if you are in equity. What would happen to your wallet if the British pound were to crash? And given today’s volatile political scenario across the globe، nothing is certain.

Therefore, cryptocurrency investments make more sense. With digital currency investments, you are effectively creating a basket of digital currencies that acts as an effective hedge, or safe bet, against reserve currency weakness.

The average investor should only allocate a small portion of his/her retirement assets to crypto، due to its volatility. But volatility can cut both way think back to health care stocks in the 1950s and tech stocks in the 1990s. Smart early investors were the ones who made it big.

Don’t get left behind and don’t miss out. Include crypto in your assets to start building a real and diversified portfolio.

Breaking the Wall Build Your Confidence in Cryptocurrencies

One of the biggest and main hurdles that first-time crypto investors face is that they cannot trust digital currencies. Many، especially people who are not tech savvy or nearing retirement do not understand what promotion is all about. Sadly، they fail to understand and appreciate the countless potentials of cryptocurrency.

The reality is that Cryptocurrencies are one of the most reliable assets، backed by the latest technology. The blockchain technology that powers digital currencies enables instant and indelible trading without the requirement for third-party verification. It is a peer to peer system that is completely open and operates on advanced cryptographic principles.

Retirement planning funds should work on demystifying cryptocurrencies

To build trust and gain the support of individuals, retirement planning funds must educate investors about the endless potential of cryptocurrencies. For this they need advanced analytics that help provide reliable risk analysis, risk/return metrics and forecasts.

Additionally، investment firms can create specialized cryptocurrency advisory services to help and guide new investors. In the coming years, one can expect some smart AI-based advisors to come on the scene – these will help calculate the right investments based on an individual’s time horizon, risk tolerance and other factors.

Human advisors can work alongside these smart advisors and provide clients with personalized consultations and other suggestions as needed.

Retired investors looking to add cryptocurrencies to their asset portfolio are looking for more control and visibility as they experiment with this new asset. Look for platforms that allow you to combine all your assets in one place. An integrated solution that enables you to manage and balance all your assets including traditional ones like bonds and stocks with new asset classes like cryptocurrency wallets.

Having such a broad platform that supports all your assets gives you a holistic analysis of your portfolio, helping you make better and more informed decisions. Thus, you reach the ultimate goal of saving for your goals faster.

Look for investment planning portals that also offer additional features like periodic cryptocurrency contributions at scheduled or unscheduled intervals.

Advances in supporting technologies for investing in cryptocurrencies:

Investing in cryptocurrency will only become mainstream when the supporting technology makes it possible for investors to trade the coins smoothly, even for new investors who are not aware of the knowledge. The exchange of one digital currency for another, or even for fiat currencies and other non-tokenized assets should be enabled. When this becomes possible, it will eliminate middlemen from the equation, thereby reducing costs and additional fees.

As the technologies that support cryptocurrency investment and trading mature, the value of digital currencies will further increase as the currency becomes mainstream with wider access. This means that early adopters stand to gain greatly. As more and more retirement investment platforms integrate cryptocurrency, the value of digital currencies is bound to increase, providing significant benefits to early adopters like you.

If you are wondering if such retirement investment platforms will take a few years to see the light of day, then you are wrong. Auctus is one such portal that is currently in the Alpha launch phase. It is a first-of-its-kind retirement portfolio platform that includes digital currencies. Auctus users can receive investment advice from both human and AI analytics tools.

At the moment, users can save for retirement using Bitcoins, Ethereum and several other digital currencies. In addition, users can use the automated rebalancing feature that allows them to automatically adjust their portfolio using a set of predefined rules.

This holistic approach ensures that users can reach their retirement goals earlier by making smart and appropriate investment choices or decisions.

Final Thoughts – Cryptocurrencies should not be ignored in your retirement portfolio

Yes, it is true that cryptocurrencies are very volatile. In fact, there is speculation online suggesting that “cryptocurrencies are nothing but a quick-fix scheme” and the bubble is likely to burst sometime in the near future.

Uncertainty doesn’t mean cryptocurrencies shouldn’t be part of your retirement portfolio, even if you have short investment time horizons. On the other hand, the current drop in cryptocurrency prices in 2018 means that you have a rare opportunity to make a profit.

Greater trust, holistic and directly controllable investment management capabilities, and advances in supporting technologies ensure that digital currencies make an excellent investment choice to include in your retirement portfolio.